Taking Care of Our Team
With Great Benefits

Base Pay

• Market-competitive pay levels designed to attract and retain exceptional talent, while rewarding the highest level of performance
• Bi-weekly pay schedule

Incentive Compensation Program (ICP)

• Annual bonus program that rewards employees for achievement of corporate, business unit and/or individual goals
• Additional Individual Discretionary Award (IDA) designed to reward exceptional individual performance

Long Term Incentive Program (LTI)

• Equity-based awards for eligible employees
• Payout tied to specific company performance metrics

Medical

• Andeavor self-insured medical plans:
  • Andeavor Value Plus Plan (VPP) with Health Savings Account
  • Andeavor Preferred Provider Organization (PPO) Base Plan/Traditional Plan
• Additional HMOs and PPOs available in some areas
• Spouse, domestic partner and dependent coverage available
• Company pays majority of plan costs

Dental

• Dental PPO
• DeltaCare DHMO also available in 28 states and the District of Columbia.
• Administered by Delta Dental
• Spouse, domestic partner and dependent coverage available
• Company pays majority of plan costs

Vision

• Administered by Vision Service Plan (VSP)
• Spouse, domestic partner and dependent coverage available
• Company pays majority of plan costs

Health Savings Account (HSA)

• Provides reimbursement of qualified health care expenses
• Available with Value Plus Plan
• Company makes annual contribution; employee may also make voluntary before-tax election

Health Care Flexible Spending Account (FSA)

• Provides reimbursement of qualified health care expenses
• Available with PPO Base Plan/ Traditional Plan
• Employee makes voluntary before-tax election

Limited Purpose Flexible Spending Account (FSA)

• Provides reimbursement of qualified dental and vision expenses
• Available with Value Plus Plan
• Employee makes voluntary before-tax election

Dependent Care Flexible Spending Account (FSA)

• Provides reimbursement of qualified dependent daycare expenses
• Employee makes voluntary before-tax election

401(k) Plan

• Traditional (before tax), Roth and after-tax plan options
• All employees immediately eligible to contribute
• Company matches 100% of employee’s contributions up to 6% of eligible pay, including annual bonus earnings
  • One-year vesting in company contributions
• Annual profit sharing contribution
  • Additional discretionary company contribution up to 4% of eligible pay
  • Amount determined based on company performance
  • Employee contribution is not required to receive discretionary profit sharing contribution
• Investment options include a range of diversified funds, including Andeavor stock
• Investment advice and management services available through Fidelity
• Loans and in-service withdrawals available

Pension Plan

• Cash Balance formula with quarterly company contributions ranging from 4.5% to 8.5% of eligible pay, based on age, plus interest credits
• Three-year vesting
• Distribution options include lump sum and various annuity options

Group Term Life Insurance

• Company-paid protection for survivors to help meet financial obligations in the event of your death
• 2x annual base salary coverage; $1 million maximum

Accidental Death & Dismemberment (AD&D) Insurance

• Company-paid protection covering accidental death or dismemberment
• 2x annual base salary coverage; $1 million maximum

Short-Term Disability (STD)

• Non-Occupational: combination of full pay and half pay, up to 26 weeks’ full pay, based on years of service with the company
• Occupational: up to 26 weeks’ full pay, then up to 26 weeks half pay
• 7-day waiting period per disability before benefits begin
• Cost is paid by the company

Long-Term Disability (LTD) Insurance

• After 26 weeks of disability, provides 60% of pre-disability monthly earnings up to a $10,000 monthly benefit
• Benefits are taxable under IRS regulations
• Cost is paid by the company

Voluntary Group Term Life Insurance

• Portable financial protection for you and/or your survivors to help meet financial obligations in the event of death:
  • 1x to 6x salary, up to $1 million
  • Spouse coverage: up to $500,000
  • Child coverage: $10,000 to $30,000
• Cost is paid by the employee

Voluntary AD&D

• Coverage for you, your spouse and/or your dependent children.
  • 1x to 10x salary, up to $1 million
  • Spouse coverage up to $500,000
  • Child coverage up to $30,000
• Cost is paid by the employee

MetLife Voluntary Benefits

• Group legal plan providing affordable access to attorneys
• Health benefits for pets, including surgeries, medicine and more
• Employee rates on superior coverage for your car and home
• Cost is paid by the employee

InfoArmor Identity Protection

• $1,000,000 Identity Theft insurance policy
• Full-service identity restoration
• Identity, financial, social and digital fraud and theft monitoring
• Company pays 100% of monthly cost of employee membership; employee pays 100% of monthly cost for family membership

Choose Well Program

• Company-wide wellness program, including:
  • Financial incentives
  • Biometric testing
  • Health risk assessment
  • Health coaching
  • Local site programs

Tobacco Cessation Program

• Company-paid phone-based counseling with unlimited inbound calls, plus online and texting tools
• Options for nicotine patches and gum
• Spouses eligible

Weight Loss Program

• Company-paid phone-based counseling with unlimited inbound calls, plus online tools
• Dedicated coach for up to 11 targeted sessions
• Spouses eligible

Physical Activity Rewards

• Monthly rewards up to $50 for engaging in physical activity
• Three ways to earn rewards
• Online tracking and submission process; smartphone accessible

Weight Watchers® Reimbursement

• Flexible options to support weight management through:
  • At-work and local meetings
  • Online subscriptions
• Company reimburses 50% of the cost for one option

Vacation

• Paid vacation ranging from 2 to 6 weeks annually, based on years of service and exempt-level work experience
• Maximum accumulation of 2x annual vacation allotment

Holidays and Paid Leave

• Holidays: generally nine paid holidays plus one floating holiday each year
• Paid military leave
• Paid funeral leave
• Paid jury and civic duty leave

Paid Sick Leave

• 7 days of paid sick leave annually for occasional and brief illnesses
• 14-day maximum accumulation

Parental Leave Program

• 8 weeks of paid maternity leave (birth mother) at 100% pay
• 4 weeks of other parental leave at 100% pay

Educational Assistance Program

• Financial assistance for career-related employee educational pursuit.
• Reimbursement for qualifying tuition and fees:
  • Up to $5,250 per calendar year for undergraduate studies
  • Up to $9,000 per calendar year for graduate studies
• Available to regular, full-time employees who have completed six months of continuous service

Adoption Assistance Program

• Reimbursement up to $5,000 per adoption for qualified adoption expenses
• Available to full-time employees with at least one year of service

Employee Assistance Program (EAP)

• Information, support and resources for Andeavor employees and their families:
  • 24/7 online and telephonic resources
  • Up to five face-to-face sessions per issue, per year

Scholarship Program

• Up to 50 scholarships awarded each year to eligible dependent children of qualified Andeavor employees
• Supports full-time enrollment at accredited colleges and universities, vocational and technical schools in the U.S. and Canada
• $4,000 per year per award, renewable up to three years ($16,000 maximum per child)

Matching Gift Program

• Company matches dollar-for-dollar employee gifts/donations to qualified educational institutions and charitable organizations up to $10,000 annually

Rewards and Recognition

• Service awards given on 1-year anniversary and each 5-year anniversary following the hire date
• Variety of gift options based on the particular service milestone